Take a moment and imagine a world where you...Live the Life you Deserve

Because of the great habits you’ve developed, you are able to save more aggressively for what matters to your family, be it international holidays, tertiary education, a business venture

The additional revenue streams you’ve created go a long way in making your dreams a reality. You have less stress, more time and greater peace of mind!

At CHANGE U DESERVE DEBT FIX we have developed a PTT (prepare tomorrow today) program, which has been designed to free you from the slavery of debt, and put money back in your pocket!

Take a moment and imagine a world where you...
Get to spend quality time with family

You don't need to make excuses about why Daddy and Mommy have to work late and miss every important schooling event on the calendar.You can treat your children to a birthday they deserve instead of snapping at them when they ask why they don't get to go to the circus but all their friends do. We have your best interest at heart.

Take a moment and imagine a world where you...Have money left at the end of the month!
You don't have to borrow money from family just to make it to month end.You can cover all your expenses comfortably without living off bread and butter for half the month.

Take a moment and imagine a world where you...Have someone to help you step-by-step through this overwhelming world of Debt!We know how difficult it is to be crippled by debt with no one to turn to. We will help guide you and motivate you, no matter how impossible the situation may seem.
You have an opportunity to become debt free and build financial wellness in the process
People need to consider the impact of debt on their life.

It’s not that all debt is bad, it’s just that you should learn to deal with it better.

Debt will happen when you improve your standard of living, or if you start your own business. Get used to it.
Debt can be an asset. But only if you make smart decisions.

If you are over indebted, or struggle to get loans of any kind, you may need help in restructuring your financial situation so that you can enjoy more cash in your pocket and get approved for credit more easily.

Let us open a file for your in order to start the journey of taking control of your DEBTS and your financial freedom!!!
Your Credit Bureau score is designed to show you the strengths and weaknesses of the information on your credit report. It shows you how your credit standing compares with other people.

The information in your credit report is used by most credit and service providers as a contribution to their own credit risk scoring model. Your employment history, your income and affordability assessments, as well as the type of credit for which you are applying may affect the outcome of your credit application.

It is calculated using a formula that looks at how well you pay your bills, how much debt you carry, and how you stack up against other borrowers. It will tell you in a single number what your credit report says about your management of existing credit.

The higher your score, the better. A Credit Score can range from poor to excellent. While every bureau has their own rating or scoring model, the following is an example of bands used for the score.

• EXCELLENT: 767 – 999
• GOOD: 681 – 766
• FAVOURABLE: 614 – 680
• AVERAGE: 583 - 613
• BELOW AVERAGE: 527 – 582
• UNFAVOURABLE: 487 – 526
• POOR: 0 - 486

Your credit report contains all of the credit information you need to calculate your credit score. Your credit score can serve as a guide if you want to apply for credit to buy a home or increase your credit limit. A poor, unfavorable or below average score indicates that you have some work to do to improve your credit risk rating.

It might not be accurate, and could mean that there is a problem with the information contained in your credit report. It might alert you to the fact that you need to investigate and possibly challenge some of the information contained in your credit report before you apply for that all important loan.

At Change U Deserve Debt Fix, we are able to do a Financial Wealth Assessment, and use information from your credit report to assist you in improving your credit rating, manage your debt and to save you money.